Watch your money multiply itself.
Compound interest: earn interest on your interest. Adjust the sliders to explore.
Follow these steps to get the most out of the interactive calculator above. All results update instantly as you move the sliders — no button to press, no page to reload.
Click or tap the tab that matches what you are planning for. You can switch between goals at any time — your inputs for each goal are saved separately.
The calculator has two sections. On mobile they stack vertically — scroll down to see your results after adjusting inputs.
Your inputs. Drag each slider to change the value. The current value is shown on the right of each label.
Three summary cards at the top, a growth chart in the middle, and a personalised insight box at the bottom.
Each slider controls one input. Drag left or right — results update instantly. Here is what each goal tracks:
| Goal | Key Inputs | Key Output |
|---|---|---|
| Wealth Creation | Lump sum, monthly SIP, target corpus, return, years | Projected corpus, goal achievement % |
| Child Education | Child age, education cost today, inflation, years | Future cost, monthly SIP needed |
| Retirement / FIRE | Current age, retire age, monthly expenses, inflation | FIRE number, monthly SIP, passive income |
| Emergency Fund | Monthly expenses, months of coverage, current savings | Target fund, gap, months to complete |
| Home Purchase | Property value, down payment %, years to buy | Down payment needed, SIP, estimated EMI |
| Marriage / Event | Budget, buffer, years away, current savings | Total corpus target, monthly SIP |
The stacked area chart shows how your money grows over time. Hover or tap on the chart to see exact values for any point.
Blue area — Invested
The total money you actually put in. Your principal.
Coloured area — Returns
Interest and growth earned on top. The wider this is, the harder compounding worked.
Below the chart, a plain-language summary tells you the single most important action based on your inputs — the exact SIP you need, when you will hit your target, or what happens if you delay.
After planning one goal, click the next tab. Note the monthly SIP required for each. Repeat for all goals that apply to you — then add them up.
- Under 3 years (Emergency Fund): 5–6% — liquid funds, FDs
- 3–7 years (Medium-term): 8–10% — balanced / conservative equity
- 7+ years (Long-term): 11–13% — diversified equity mutual funds, index funds
Disclaimer: This calculator is for educational purposes only and does not constitute financial advice. All projections are hypothetical and based on assumed rates of return. Actual returns may vary. Consult a qualified financial advisor before making investment decisions.